Things To Investigate When Facing Problems With The Cash Flow

Handling business even if it is a small one can be overwhelming because the problem that may arise is not one but many. Running a business means you have to control every aspect including the finance. It is a very sensitive and critical aspect in business you always have to be ready to deal with. Business’s cash flow is one of the issues many entrepreneurs face. Finding out the cause or the root of the problem can be beneficial to find the right solution. 

Things To Investigate When Facing Problems With The Cash Flow

Cash flow problem to your business

Your business can be struggling from cash flow problem. Even if you have financial plan laid out from the beginning, the problem may arise sooner or later. The important thing is how you deal with each of them. Pinpointing the real problem of cash flow can be tricky because it passes through different areas in your business. However, some are mostly affected and caused the problems within your business. Thus, you have to find out what areas to investigate.

Calculate your profit margin 

Profit margin is one of the most affected area when cash flow problems arise. Sometimes, a good deal doesn’t earn you any profit and cost you money instead. Thus, reviewing your profit margin can be a start of your investigation during cash flow issues. Your profit margin doesn’t have to always be high. Sometimes, the lower one allows for additional sales in the future. However, make sure that your profit margin is where your business needs to be. 

Think about financial metrix

Things To Investigate When Facing Problems With The Cash Flow

Financial metrics are important for you to review because they can show you the essentials to identify the real problems causing the cash flow issues. They also help to determine the net profit margin. The ration shown in the financial metric gives you insight whether or not the profit generated from sales. Also, the ration can help you measure if there is any overhead costs happening. 

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Web conversion rates

The root of the problem can also come from your website conversion rates. Having a website for your business is not enough to keep it grow progressively. You need to optimize it with the proper funnel. If it is not optimized properly, you may end up wasting money on ads and your website has high bounce rate instead.

They physical space cost

Next area you can investigate to fix cash flow issue is physical space cost. Remember that having a physical space is not a must. It is not always necessary to have. Just look at how many business running fine during the pandemic with the policy of working from home. Investing in virtual service instead of physical ones might serves you good opportunity to cut some cost. 

Large purchases 

Large purchases are often the cause of major cash flow issues. It is important to pay attention to when the large expenses will be deducted because the revenue brought due to the cost of supplement or inventory comes in few weeks after. Taking notes of the period of this cost can make it easier for you to control your cash flow.

Breathtaking Indonesia Diving, Bali is One of Them!

Diving in Bali, Indonesia has gotten famous among divers with different appealing spot territories. First of all, Bali is the most worldwide known destination in Indonesia to all kind of tourists. Its strong cultural heritage, beautiful beaches, and word class surfing waves are undeniably charming. God seems to favour this island cause the bless doesn’t stop just on the land. Beneath the water, Bali is blooming with another captivating beauty; healthy and colourful corals spreads on the ocean floor, immersive coral walls, and all kinds of marine animals! Bali Indonesia diving is the gate for divers who want to have a taste of diving in this tropical country. Divers who have get charmed by Bali’s captivating marine beauty would want to explore more what Indonesia’s underwater has to offer. Lo and behold, this is five best diving sites in Indonesia every diver has to see at least once at a lifetime.  

Beyond Bali: Indonesia Diving Sites

Banua Wuhu, Sulawesi: The Underwater Volcano

Indonesia Diving Sites

One of these dive destinations is an outrageous dive region that is very risky. Situated in the Sangihe Islands, North Sulawesi, this submarine dynamic spring of gushing lava offers an alternate submerged appeal, captivating and puzzling. The Benua Wuhu is not like any Bali Indonesia Diving. In fact, it’s unlike any other dive sites in Indonesia. Gushing lava and bubbling hot water makes Benua Wuhu one of a kind. This one dive spot is an extraordinary dive option and high requests of advanced diving skills with boiling water and air rises with a temperature scope of 37-38 degrees Celsius.

More than Bali Indonesia Diving — Wakatobi, Sulawesi: The Underwater Nirvana

Indonesia Diving Sites

You might think that Bali Indonesia diving has already offer all the biodiversity under the sea, but wait until you see the Wakatobi. Nestled in North Sulawesi, Wakatobi is no less fascinating for proficient divers who is known as submerged nirvana improved with multi-shaded tropical coral reefs. The most loved dive spot is Rome, with crowds of red tooth tigerfish and other fish. The best an ideal opportunity to dive in Wakatobi is during April – May, September – November with a temperature of 26-30 degrees Celsius.

Tulamben, Exploring A War Shipwreck USAT Liberty

Breathtaking Indonesia Diving, Bali is One of Them!

This is the Bali Indonesia diving site that steals the hearts of all marine enthusiast. Diving in Tulamben gives its own remarkable impression, see the wreck of USAT Liberty ship—an American warship from the World War II. The wreck lies in a sloping bed, which depth ranges from 3 m to 30 m from the surface. It’s currently home to marine life and congested coral reefs, going from parrot fish, barracuda fish, nudibranchs to the ocean ponies. Diving in Tulamben should not be possible by anybody with differing degrees of diving mastery, obviously with the prerequisite of having scuba accreditation and joined by dive ace to keep the security while diving.

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Raja Ampat, Scuba Dive Sites Aquarium

Breathtaking Indonesia Diving, Bali is One of Them!

Need to see the world’s biggest mammoth aquarium? You can go to Raja Ampat and investigate the shocking submerged, where you can see 70 percent of the world’s corals. Raja Ampat has 1000 little islands that hold several coral species, a large number of types of reef fish, and 700 types of mollusk in order to draw in proficient divers, particularly from Europe and America.

Komodo Island, Challenging and Exotic Diving Spot

Breathtaking Indonesia Diving, Bali is One of Them!

Komodo Island one of the world-class dive spots wealthy in marine biota and coral reefs. Some dive locales around the island of Komodo can be a reference for proficient divers like Red Beach, Batu Bolong, Tatawa Besar, Batu Tiga and Mantra Point. Seeing the mantra point, clownfish, reef sharks to barracudas is the best second when diving in Komodo Island. It ought to be noticed that the island of Komodo mythical serpent has a solid current until it isn’t suggested for amateur divers.

Setting Yourself Up For Success By Being More Productive

No matter how promising your business is, there are times when it is too stressful for you to handle. It is indeed stressful to own and run your own business. The moments when you feel more and more stress instead of motivated, those are when you doubt yourself even more. As the result, you will be less spirited to be productive. Those moments are common for every entrepreneurs and business owners. However, they should not become habits because those what can hold you back from achieving success. 

Setting Yourself Up For Success By Being More Productive

How to set yourself up for success

Sometimes, daily tasks overwhelm you to the point you are struggling to keep yourself together. There are mental burdens that can take a toll on you. Thus, it is important to deal with stressful things and set yourself to be more productive. You can do it by establishing positive habits on daily basis.

Weekend preparation

Organize your tasks for the week on Sunday evening. It can help you to be more prepared when Monday morning hits. You can plan your weekly to-do-list during lazy Sunday evening so that you don’t rush everything. You can organize your schedule with positive mood. It is a great way to reduce the stress. You know what you are going to do and you know what to do firsts right when Monday morning arrives. 

Manage your stress

Stress is one of the most common trigger in productivity. When you are stressed over your personal or professional reasons, it is easier to get less productive. Therefore, you need to get rid of the stress first before building your motivation to stay productive. One of the most effective ways to remove stress is meditation. It doesn’t have to take up your time. You can meditate for 10 to 15 minutes every morning while listening to peaceful and soothing voice or music. 

Schedule your day as wise as possible

Setting Yourself Up For Success By Being More Productive

Instead of trying to accomplish many tasks in day, it is better to identify no more than three tasks you must complete that day. This is how you know what to prioritize. This is an effective way to avoid getting sidetracked. This can maintain your productivity because you are more focused and the main tasks are accomplished. 

Stay realistic of your day-to-day expectation

If you set your expectation too high, you will feel burdened even before the day starts. Thus, make sure to focus on the three priority you need to get done first. You can use small tasks as a filler between the larger tasks. By focusing on what’s the most important, you will stay on track. 

Pay attention to physical wellness

Physical wellness is as important especially when you own and run a business. Many tasks to accomplish should be balance by healthy body and mind. A workout do wonders to your body. It can help you to stay fit and healthy in the long run. It can also help reduce hormones that cause stress. Also, you can try to maintain a positive outlook since it is empowering and motivating. 

Is Benoa Resort is Good for Your Bali Vacation?

The Tanjung Benoa of Bali might be not as familiar as Kuta, Seminyak, or Canggu. This small peninsula in the south of Bali, however, gain its reputation as the most prominent destination for water sports which has been drawing adrenaline junkies. Tourists love to try jet skies, parasailing, fishing tours, and banana boats for an exciting adventure. Tanjung Benoa is filled with the vibes of beaches; ocean breeze, white sands, and calm seas where you can play at. It’s also thick with culture where you can see shrines made out of corals and visit the largest and oldest Chinese temple on the island. Staying at one of Benoa resort is best done if you want to stay close to the beach, away from loud parties, and up to do exciting and adrenaline-pumping things each day.

Is Benoa Resort is Good for Your Bali Vacation

Having A Good Private Moments

Most people come to Bali to be away from the hustle bustle of the world and enjoy some moment alone. Why don’t you just extend the privacy by staying at resort? Benoa resort is perfect for those who want to totally immerse on the peace of their holiday.

Benoa Resort is Made for A Total Escape

Sometimes, all we want on a holiday is to get everything in the smallest effort as possible. To be served all the time while you are enjoying the Bali vibes. Well, you can have it at Benoa resort. You can take advantage of the resorts’ bars, pools, fitness centres, golf, or anything else on the property, you may find the resort’s all-inclusive resort valuable.

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An Easy Access to Benoa’s Watersport

Is Benoa Resort is Good for Your Bali Vacation

What’s the benefit of staying at Benoa resort without having a premium access to the water sport? The recreation team at the resort could help you book the best water sport at your request. They have their networks to local operators at the beach from all sorts of water sports you wish. Feel free to choose among fishing, parasailing, paragliding, jet ski, or glass-bottom rides to completes you Bali experience.

Bringing Families Along? Resort Will be A Great Fit

Families and groups consisted of different range of ages would find resort more valuable than hotels. If you have six people in your group wanting to do six different activities, staying at Benoa resort will actually come in handy. Resort knows how to customize and entertain people based on age group. While the kids are happy splashing on the kids pool, the adults can sit back and relax on the lounge or exercising at the fitness centre. Teens would love pumping their adrenalines with water sports or engage in beach plays. The elders could also find enjoyment on bike riding around the property or do some golfs. Everyone could spoil themselves on rejuvenating sauna or competing on game zones!

Avoid Costly Troubles Caused By Marketing Mistakes

Marketing is key part in business. You have to apply effective strategies and create the right plan to boost your business through marketing process. However, techniques and strategies in marketing constantly change. It is inevitable so you have to adapt to every change. It is not an easy feat because most entrepreneurs end up getting confused as to what truly work for their business marketing. Some of them end up choosing things they should avoid and lead to costly disaster. 

Marketing mistakes leading to costly consequences to avoid

Business industry don’t have stagnant flow. Changes are inevitable and mistakes are sometimes to be expected. However, there are marketing mistakes you can actually avoid to prevent from any costly consequences in the future. 

Avoid Costly Troubles Caused By Marketing Mistakes

Forgetting to define your customers

One of the most important keys for your business success is your customers. Thus, it is important to define your customers from the beginning. Without knowing what define your customers, the marketing strategies you have planed have high potential to fail. The marketing strategies should be made and planned based on your customer’s interest and needs. 

Forgetting the regular tracking

Forgetting the regular tracking of your marketing campaign is a costly mistake. Tracking the marketing campaign is important so you know what the result is. This way, you will know what to do. Not to mention that your marketing campaign cost you money. If you don’t track them, you don’t know whether or not it’s worth your money. 

Not having consistency

Not consistent enough is also one of the most common mistakes in marketing. You have to be consistent in creating and developing your brand. Your imagery, your message, and your value should be consistent so that your brand won’t lose its initial impression. You have to stay consistent in your branding even if you start using different or more platforms. 

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Spending and unrealistic expectation for return

Spending excessively, thinking that you will gain more. Effective marketing strategies don’t always involve big money. Sometimes, the strategies that cost the least, work more wonderfully. The focus of your marketing strategies should be a long term success. Make sure that your strategies have lasting impressions. Also, it is important to target specific audience instead of trying to reach everyone that cost you unnecessary excessive budget. 

Relying fully on digital marketing strategy

It is true that with how the world works today, you cannot deny the role of technology. We are living in digital world. However, it doesn’t mean you should rely on digital marketing strategies entirely. Marketing decisions are not made solely based on digital strategy because it is still limiting. The best strategy is to use digital strategies while investing in the relationship. 

Ineffective use of time

Wasting too much time on analyzing and researching without taking any action is also a marketing mistake you should avoid, it can lead to costly problem for your business. What you can do is make decision based on the data you gather and run with it. Then, you can make some adjustment  to your marketing strategies along the way. 

Komodo Diving Liveaboard Guide: Breaking Misconceptions

Have you already tried diving? If you did, then congratulations on discovering a new exciting activity. But if you haven’t, you are probably hesitant or afraid because of some of the misconceptions about diving that you heard. Being in Komodo diving liveaboard would be such a waste if you are not willing to try diving at all.

Komodo Diving Liveaboard Advantages

Komodo Diving Liveaboard Guide: Misconceptions About Diving

Most of you probably already know about the diving license. Basically everyone who is willing to dive in the open water must have this license in order to be allowed to go alone. But when you are diving from a liveaboard, you don’t need to own one to try diving because a professional master diver Is included on the boat trip to guide and accompany the guests.

But even with that advantage, some people would still hesitate to try. It is mostly because of the fear that came from the rumors or each person’s paranoia. So to ease your mind, we are going to debunk some misconceptions that you might still believe!

Diving is a dangerous and extreme sport 

Because diving requires you to go deep in the underwater, people will think that it is some kind of extreme sport. This cannot be further from the truth because the gears and equipment that you are required to wear are enough to withstand the water pressure and protect you from drowning.

You also don’t need to do any tiring actions while diving aside from moving slowly underwater, so even if you don’t have a lot of stamina you can still enjoy diving.  

You have to be able to swim before joining Komodo Diving Liveaboard

Komodo Diving Liveaboard Guide: Misconceptions About Diving

Swimming skill does help, but it’s actually not required in order to try diving. That’s because you are equipped with an oxygen tank in your back, so you don’t need to hold your breath at all while you are underwater. Besides that, while diving you also don’t need to move your arm to propel your body forward, only need to move your legs.

Since swimming is basically about controlling your breath and studying the strokes technique, it’s clear that without the knowledge of it you can join diving just fine.

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Expensive equipment

While this is true for personal use, if you are on Komodo diving liveaboard the complete gears and equipment for diving are already provided by the charter for guests. Depending on the liveaboard, it may be free or you are charged with a moderate fee. That’s why you don’t need to think about bringing your own equipment to go diving.

If you are really interested in purchasing diving equipment for personal use, try to invest in it for a long period of time. It means don’t just buy everything on the get-go, buy several parts like the goggles, fins, wetsuit, etc. separately when you have the money. You can also rent the equipment first in some shops, don’t forget to consult professionals as well regarding which equipment best for you.

Tips To Stay Healthy For Entrepreneurs

Self-care is important matter yet it is also something that most entrepreneurs forget to do. With all the hectic of managing business and facing many challenges, it is easy for entrepreneurs to get lost when it comes to self-care. Managing business often make entrepreneurs forget to manage their own health. It is essential for you to manage your health attentively just like what you are doing to your business. You cannot afford to take time out of your business. Jeopardizing your health will affect negatively to yourself and your business. 

Tips To Stay Healthy For Entrepreneurs

To be a healthy and successful entrepreneur

There is no point to be a successful entrepreneur if you cannot enjoy it because you are sick. Thus, being a healthy, successful entrepreneur should be your goal. Thus, it is worth it at the end. There are things you can do to improve your self-care and manage your health better, such as.

 Set your work area

Set your work area to be comfortable and make you focus on your job better. Choose chairs that can keep you on the right posture during work. It is better to remove things that can distract you from your work. Choose a workspace that is quiet and clear so you are less distracted. It is highly recommended to not make a space for sleeping in your workspace. If you need time to relax or take a break, set different room. This way, you are less prone to stress. 

Be more selective in what you eat

Tips To Stay Healthy For Entrepreneurs

There is no really need to be on a strict diet to be healthy. the key is to put the right structure to ensure you have three meals a day. If necessary, you can plan your meals ahead so you know what to store in your fridge. Breakfast, lunch and dinner are basic meal time. Even if you work from home doesn’t mean you don’t need to eat regularly. It is also recommended to snack on something healthy such as fruits, nuts, crackers, etc. 

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Regular breaks

Take regular breaks especially if you tend to work for hours in a day. Extending your work hours won’t increase your business productivity. You have to perform at your best to do so. To stay in your best performance, make sure you stay hydrated. it is better if you don’t put your water next to your desk. Thus, you can get up from your chair to drink. When you feel like you cannot think anymore, take a break even if you just took it two hours ago. Take power nap if you necessary. 

Do not forget to exercise

You don’t have to exercise like an athlete to stay healthy and fit. If you think you don’t have much time to exercise due to your work, do something that you really enjoy. For example, you can go take a walk in the morning, cycling in the afternoon, or simply set a yoga mat to stretch and relax. Physical exercise can help clear your mind and manage your stress level. 

Top Tips for Staying at Surf Camp in Bali!

Looking forward to stay at surf camp in Bali for your next surfing trip? Here are some insightful tips and considerations to help you decide. 

Some surf camp in Bali are not inclusive

Top Tips for Staying at Surf Camp in Bali!

When you think about surf camp, you might be thinking about staying at a surfing house where you will be heading for surf lessons every morning and come back for leisure rests in the evening. Well, that’s correct. But if you have done your research, you will know that some surf camp in Bali do offer a not all-inclusive accommodation. You can always book an all-inclusive accommodation, but you have the choice of purchasing the lessons and gear rentals separately. This give you freedom to experience other places. To stay at other villa but to enjoy the surfing lessons from this surf school. It’s also perfect for someone who is travelling with a non-surfing partner. However, for those who want it practical and whose goal is getting stoked, staying in an all-inclusive surf camp could be the ideal option. 

The cultural immersion at surf camp is amazing

Food is the easiest and tastiest way to experience a new culture. And this should be happening during your stay in Bali. Those surf camp in Bali that run by the locals know how to present the best of Bali. Breakfasts are usually kept simpler and lighter, and tend to follow the western style. But expect to have delicious homemade Indonesian food for lunch. One taste and you will be craving for more. You can also see them doing the morning prayer rituals everyday with all the incense, colourful offerings, and stuffs. However, remember that this is not a public attraction. Always ask for permission if you want to take pictures. 

You can stay at women only surf camp

Top Tips for Staying at Surf Camp in Bali!

Want to get surrounded by powerful girls gang during your surf trip in Bali? Look for a women only surf camp. These surf camps are specifically designed to be a safe place for woman to thrive and grow their surf potentials. It’s also a perfect choice if you feel more comfortable getting surrounded by woman-only peers due to religious/ social reasons. 

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Dry season is the best season

Though you can surf in Bali practically at almost any given time of the year, the dry season in still the best season. You don’t have to worry about the rain, the tides, the swells, and you got plenty of sun. April to October is the best time to visit this Island of God for some quality surfing! 

Look for less-crowded surfing hotspot

Almost all beaches in Bali are surfing beaches, so you can practically stay anywhere and go surf! However, beginners are most likely be more comfortable to learn surfing at Kuta, Legian, Seminyak, and Canggu. Now, these regions are also hella popular for mainstream holiday, so the beach could be packed with tourist. Especially Kuta and Legian. If you are okay with that, great. Go ahead. But if you want to have some quality, peaceful holiday, think about going to less popular beaches. If you are an experienced surfers, the choices would be plenty. Jimbaran and Bukit Peninsula are less crowded and they have awesome—yet challenging—waves to conquer. Staying at a surf camp Bali in less crowded coastal spot will feel even more satisfying!

The Right Way To Achieve Financial Goals

Every individual may have different goals that can make them feel happier or more satisfied. In entrepreneurship, setting goal is important even before you start the business. By setting the goals, you know what to do to achieve them. You will know what kind of plan you think will work effectively. However, it is also common for entrepreneurs o miss opportunities due to various reasons. One of the most common reasons is you know the goals but you don’t know where your destination is. For example, your goal in starting your own business is to earn more money. However, you don’t know what to do when you have earned the money. It makes you feel lost and as the result, missed the opportunities to reach the real financial goals. 

Achieving your financial goals

To achieve your financial goals, you need thorough preparation. It is a must and part of the essential you should not skip. Preparation makes huge differences in achieving goals. In business, there is no such thing as over plan because everything can happen. There are still obstacles you may have to face regardless of how thorough you were with the preparations. Thus, preparation is the key for everything including to achieve your financial goals. 

The Right Way To Achieve Financial Goals

Start it today

When you have major financial goal you really want to accomplish someday, begin the plan today. Even if you want to accomplish it within three or five years, you still have to begin it today. You don’t know what things can help you reach your goals sooner. Therefore, you will be more cautious in spending your money. Take this as an example. You set financial goal to buy a dream home within five years. In the year two, you gain profits more than what you expected. You spend the money for expensive vacation instead of saving it. A year later, you find the property that really fits your dream. However, you already used the money for the vacation. Thus, you couldn’t even pay for the down payment and missed your opportunity to buy your dream home. 

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Be patient with your goal

Another thing you can do to achieve your financial goals is to be patient. Instead of rushing everything just because you want to reach your goals sooner, build your patience. This is an example. You set goal to buy a dream house in particular area. Within a few months, your business is doing very well. A week later, you find an ads of property being sold near your dream location. Thus, you buy it immediately because you don’t want to miss the opportunity. A few months later, there is an ads of property in your dream location. However, you already bought a house nearby. If you were being more patient to wait few moments later, you might be able to buy the house at your dream location. You have to believe that your goal will happen and saving it for now instead of rushing it. When the right circumstances come, you can act quickly.

Getting A Holiday in Algarve Surf Camp!

The Algarve of Portugal seems to be made of breathtaking surf spots, beautiful seaside villas, plenty of sun, delicious Portuguese food, and plenty of breathtaking surf spots! Jaw dropping beaches laced up Algarve’s coastline. With something always cooking in the ocean, Algarve is a favourite among surfers—especially beginners and intermediate. The Algarve is blessed with great weather and manageable waves which is ideal for anyone who just start learning to surf. The intoxicating chilled atmosphere in its town and scenic coastal villages make it just perfect for surf holiday. Staying at Algarve surf camp is an obvious choice if you come for the surf. So pick up your board and head to Algarve to have some of the best surf for life. Here are some essentials you might need to know before going to Algarve. 

Getting A Holiday in Algarve Surf Camp!

Booking your Algarve surf camp

There are lots of ways to book a surf camp there. You could always go straight to Algarve first and find a suitable surfing camp after that. That means you need to stay at least one night in a regular hotel before going directly to the surf camps’ offices and see the packages. This allow you to ask question directly with the representatives or making a deal. You can see with your own eyes the real condition of the surf camp before actually booking. While this option gives more “trustability “, honestly it’s not the most convenient. Especially if you live on the country (or other side of the earth). You might want to consider looking up online. There are lots of trustable websites offering the best of surf camp—and sometimes on best price, too. We really recommend Nomad Surfers to book your Algarve surf camp. They have complete informations of the surf camp, price, packages, facilities, to a glimpse of rooms and life at the surf camps through galleries of photos.

How to get to Algarve

Getting A Holiday in Algarve Surf Camp!

If you come from the overseas, travelling by plane will be the best option. The closet airport to Algarve is in Faro, the capital. If you can’t find a direct plane to Faro, you can get to Lisboa and get a connecting flight to Faro. You can also fly to Seville and just drive to Algarve if the connecting flight is too expensive for you.

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How to move around Algarve 

If you book at surf camp in Algarve, you will pretty much live 90% of your holiday on it. Some of the surf camps would even offer a guided tour to the city or dropping you off to famous landmarks. However, you can still do your little independent exploration outside the surf camp if you want to. The easiest way is hiring a rental car or hailing a taxi though the latter could be a bit expensive. You could also get around by train—which is cheap and fun. You get plenty of scenic landscape along the journey. However, not all beaches or point of interest in Algarve are not reachable by train. You might to rent a bike or ride uber to get to the destination. Bus is another option you can take to get around major towns in Algarve. It’s affordable, though the network is quite limited.